What is the difference between HO3 & ho6?

HO3 offers protection to homes on a named perils and standard peril basis. This damage can come from wind, fire, and theft. HO6 offers protection to condos. This is also on a named peril basis. It covers the unit you live in and your belongings.

What is the difference between HO3 and ho6 insurance?

The primary difference between an HO3 and an HO6 insurance is what is insured. When living in a single-family home, you purchase an HO3 policy because you need coverage for the house and its belongings. When you live in a condominium or a townhouse, a more appropriate policy would be the HO6 policy because you only need your belongings insured.

What is the difference between HO3 and ho6 pet insurance?

GET AN INSTANT PET INSURANCE QUOTE TODAY! The largest difference between the two policies is going to be that an HO3 policy is specifically for a house and an HO6 policy was created for a condo. And while the HO3 policy is a mixture of a named peril and open peril policy, HO6 policies tend to be fully named peril policies.